Does a car accident doctor in Englewood need to see me within 14 days for Florida insurance?

Yes, absolutely. If you are not seen by a licensed doctor or chiropractor within 14 days of your car accident, your insurance company will not honor your claim. This is Florida law. The 14-day rule is the most critical deadline for Florida car accident victims: - The 14-day clock starts the day of your accident — not when you first feel pain, not when you file a claim, and not when you call a doctor. - Day 14 is the final deadline. If you are not evaluated by a licensed physician or chiropractor by midnight on the 14th day, you permanently lose access to your PIP benefits. - Even if you feel fine in the first 48 hours, you should be "checked out" as soon as possible. Many car accident injuries, including whiplash and disc damage, have delayed symptoms that worsen over the first 2–3 weeks. - If you are seen within 14 days but your injuries are not designated as an Emergency Medical Condition (EMC) by a medical doctor, your PIP coverage may be limited to $2,500 instead of the full $10,000. At Plummer Chiropractic, Dr. Sklar M.D. is on staff to provide EMC designation when needed. - The 14-day requirement applies to all Florida drivers. It does not matter who was at fault in the accident. It does not matter if you have full coverage or minimum coverage. The deadline is absolute. What to do right now: 1. Count the days since your accident. If it has been 13 days or fewer, you still have time. 2. Call Dr. Plummer immediately at (941) 740-2273 — he answers 24/7. 3. Schedule a same-day appointment to protect your PIP benefits. 4. Bring your auto insurance card to your first visit. Dr. Plummer at Plummer Chiropractic and Accident Center in Englewood has helped thousands of car accident victims meet the 14-day deadline and protect their full $10,000 PIP benefit. Do not wait — call now.