Frequently Asked Questions

Everything you need to know about car accident injuries, Florida PIP insurance, and treatment at Plummer Chiropractic.

1

How long do I have to see a doctor after a car accident in Florida?

Florida law requires you to see a licensed physician or chiropractor within 14 days of your car accident to use your Personal Injury Protection (PIP) benefits. Missing this window means permanently losing access to up to $10,000 in medical coverage. Call Plummer Chiropractic at (941) 740-2273 for same-day appointments.

2

Does car insurance cover chiropractic treatment after an accident in Florida?

Yes. Florida Personal Injury Protection (PIP) insurance covers chiropractic and medical treatment up to $10,000 regardless of who was at fault in the accident. Plummer Chiropractic bills your PIP insurance directly and handles all the paperwork for you.

3

Does Dr. Plummer offer same-day appointments for car accident patients?

Yes. Plummer Chiropractic offers same-day appointments for car accident victims and Dr. Plummer personally answers the emergency phone line 24 hours a day, 7 days a week. Call (941) 740-2273 at any time.

4

What car accident injuries does Plummer Chiropractic treat?

Plummer Chiropractic treats whiplash, herniated discs, spinal injuries, neck pain, back pain, headaches, muscle sprains, nerve pain, sciatica, and all soft tissue injuries caused by car accidents. Services include chiropractic adjustments, spinal decompression, Graston Technique, physical therapy, and rehabilitation.

5

Where is Plummer Chiropractic and Accident Center located?

Plummer Chiropractic and Accident Center is located at 2650 S McCall Rd, Suite D, Englewood, FL 34224. We serve patients from Englewood, Port Charlotte, Punta Gorda, Venice, North Port, Rotonda West, Cape Haze, Placida, and all surrounding Charlotte County and Sarasota County communities.

6

What is the cost compared to a hospital ER visit?

Our charges average 1/25th to 1/40th the cost of an Englewood Hospital ER visit. For non-emergency soft tissue and musculoskeletal injuries, chiropractic care is far more affordable and often more effective than an ER visit. Florida PIP insurance covers up to $10,000 in treatment.

7

Do I need a referral from my primary care doctor?

No. You do not need a referral to see Dr. Plummer after a car accident. In fact, Florida PIP law allows you to see a chiropractor directly within the 14-day window. We handle all insurance billing and documentation.

8

Can you help with attorney referrals and legal documentation?

Yes. Dr. Plummer has trusted relationships with top personal injury attorneys in the Englewood and Charlotte County area. We provide comprehensive injury documentation that meets legal standards, and we can refer you to an attorney who specializes in auto accident cases.

9

What should I bring to my first appointment?

Bring your photo ID, auto insurance card and policy number, police report or accident report number (if available), any prior medical records related to the accident, and your insurance adjuster's contact information. Don't stress if you don't have everything — we will help you gather what's needed.

10

What happens if my accident was more than 14 days ago?

If you missed the 14-day PIP window, major medical policies may still apply, and an attorney may be able to help. Call Dr. Plummer at (941) 740-2273 to discuss your situation and explore your options.

Still Have Questions?

Dr. Plummer answers the phone personally, 24 hours a day, 7 days a week.

Call Dr. Plummer: 941-740-2273
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